With these recent economic times I called Target to see about lowering my APR. I have been a good customer with Target and paid my bill on time. Upon contacting Target I was told that Target's policy was not to review anyones APR and that they would not readjust as per their policy. Upon speaking to a supervisor Sam I was told the same thing, no APR adjustment and he was the only supervisor there.When asked about speaking to someone in charge of him he told me there was no name or phone number for anyone just a P.O. Box for my letter to... read full review »