I CONTACTED FLEXI CLUB'S OFFICES TO ENQUIRY WHY MY STATEMENT REFLECTS A SUBDSTANTIAL SMALLER AMOUNT UNDER USER CHARGES THAN WHAT WAS PAID OVER TO THEM. THE ANSWER WAS THAT MY MONEY HAD EXPIRED. KINLDY EXPLAIN TO ME HOW MONEY PAID OVER TO FLEXI CLUB AS PROVISIONAL USER CHARGES EXPIRES AND WHAT HAPPENS TO ALL THIS EXPIRED MONEY AS I AM SURE THAT I'M NOT THE ONLY MEMBER WITH EXPIRED MONIES???<br /> LAURETTE read full review »