GE Money Bank carried my "same as cash" balance from a home improvement project. Since I didn't pay the full balance, I incurred significant interest charges but made payments on the account at 15%. I missed ONE payment (traveling) and they boosted my interest rate to 26.99%. I found other financing (at 8 percent) and made arrangements to send them a big check to cover almost the entire balance. Now they've tried to take TWO electronic payments which have been rejected as I don't have that kind of cash lying... read full review »