Received an "official" letter of notice from UBI, a company I have never heard of or contacted, that I am guaranteed to receive a check for $5, 000 if I sign the form, enter the contest, answer the question(s)...blah blah blah. What is their angle? What are they phishing for? Can somebody tell me? Why would someone pay to have a mailing like this go out if they weren't getting something in return? read full review »