I had a credit card with HSBC. It went into default. The credit "recovery agents" started to call from HSBC. I begin to make payment arrangements with I C systems. I had to make the first payment by debit and then every payment afte that through Western Union. Which, sounded alittle strange, but I was honestly trying to clean up my mess. When I was going to make my last payment, I received a phone call from what I would find out later was the real collection agency and was told not to send anymore money to IC systems. I was told that I... read full review »