well we financed a 2004 dodge ram back in 2007 with wells fargo and they are the WORST BANK EVER!! we have 20% interest rate. they are very rude people. my husband would call them when we were having money problems and try to make arrangements for late payments and the representative would be very rude with him and was actually arguing with my husband at one point telling him that they will take his money and they will mess up his and my credit and asking him for his parents phone number so they can call them to get their money. then to top it... read full review »