I recently paid my student loan bill online and Sallie Mae had added a new option of 'immediate payment' which I selected just to get the payment over with. Nowhere on that page was there a mention of a $14.95 charge. Since I had over a week to pay my loans I wouldn't have selected this option if there was a fee associated with it. Of course this fee ended up overdrawing my bank account and assessing me with an overdraft fee. I called sallie mae and talked to someone who promised to refund the $14.95 in 2-3 days (this has yet to... read full review »