SBI IRCTC Card I got a call from a man telling that he is calling on behalf of IRCTC (Really they r agents for SBI credit Card). He told that irctc offers u card with the following benefits 1.No platform ticket for any railway platforms in INDIA(No rly officials r aware of it) 2.No charges for internet ticket booking(1%). 3.10% Cash back for AC tickets. 4.Railway points for all the tickets booked online using the card. 5.It also can be used as credit card. 6. Initially Rs 500/- payment in that Rs 350 as rly point. A... read full review »