In April I was told that Care Credit could be used for vet bills and chemotherapy, with 18 months deferred interest. I applied online, was accepted & started using the card for vet bills. I paid more the minimum on time each month. Today I opened the bill and there was a $19.81 charge at 22.98%!! I called to complain and the rep was not sympathetic. She said I had a 3 month agreement not an 18 month agreement. She said unless I could prove it in writing, tough luck. I have my email receipt but it is not written on there. I called... read full review »