I am disputing my authorization of a subscription charge of $19.95. I did not agree to the terms and expect all conditions to be included in order confirmations.” On June 23, 2009 I placed an order for an item with the full charge of $15.49. The order was shipped, and payment made by my credit card company. On June 26 I was charged an additional $19.95. I did not receive notice of this charge by email, mail nor does it appear on my payment history within my online account information. I spoke to a rep at SmartSavings and at... read full review »