HSBC TOOK MY MONEY FOR YEARS NOT PAYING ANYTHING ON MY PRINCIPAL. IF I WAS TO PAY $186.00 A MONTH THEY TOOK $183.00 FOR THEMSELVES. NOTHING EVER CAME OFF MY PRINCIPAL. THEY ARE VERY RUDE AND I AM CURRENTLY UNEMPLOYED I NEVER MISSED A PAYMENT WITH THEM KNOWING FULL WELL THEY WERE A SCAM. I WILL NEVER DEAL WITH THIS HORRIBLE COMPANY AGAIN. THEY HAVE $5, 000.00 TAKEN OVER A TWO YEAR PERIOD. THAT IS FRAUD. I HP[E THERE WILL BE CLASS ACTION AGAINS T ALL OF THESE TERRIBLE COMPANIES read full review »