Dear Sir / Madam Namaste.. I have many other bank cards you can check out my payment records in that i have paid on time . But this SBI had made a mistake from that side and threatening us to settle the due which is not actually due. I will explain you whole story it is like this: I have taken a credit card number 5101-2869-2477-7453(SBI) The first time bill was generated for Rs below 700/(Aug 2008)- it was not communicated to me neither by post nor by sms. next month i have rec ivied a bill Of Rs 700+350as late... read full review »