Bought a phone for my niece in May, Propel. In /august, phone quit working. called and they said it had water damage although hasn't been dropped in water. I also took insurance, or at least I thought. Talked in detail to sales person and we agreed on it. Now that the phone is acting up they say I didn't get insurance. This moisture thing is a scam. I think the dot turns red if their is any moisture in a room and they use this to keep from replacing phones/ read full review »