regarding the policy insured by aviva life, i have paid rs.twenty thousand in last three years this was not term insurrance.now i want to surrender the policy .but they are saying in written that your surrender value is rs.194only.detils of policy i am discribing below please help me sir, i will be very thankful to you.<br /> <br /> <br /> yours<br /> mahavir36/26dlfi, sikanderpur, gurgaon, harayana<br /> policy no.LLG199922, agentcode40515185 unit manager.785d phon. azad9818707742<br /> date of cmmencement18jan2006<br /> premium4000/halfyrly read full review »