After getting off the phone with their "local US Florida agent" who had an accent and a delay on the phone, I quickly went to google Zania Beach, FL to be re-directed to this page. I quickly called my bank to close my ATM card and get a new one sent to me after reading about the additional $80+ charged to various people's accounts on this web site. The bank is familiar with this service. I am disputing my $2.97 (charged twice) and the foreign transactions fees (charged twice). And still have not received any product, which I will... read full review »