I moved home in march and notified all my credit card companies of my new address. I received a letter from SANTANDER CARDS informing me that i was being charged for a late payment! I phoned up SANTANDER CARDS to explain that i had informed them of the change and that the penalty they were charging me was unjustified. The person i spoke to was very rude and not the slightest bit interested of the circumstances. I am closing my account with SANTANDER CARDS and hope never to have dealings with them again. read full review »