The Alliance Law Center to me is bull chit. I paid them $4500.00 for a modification ten months ago and tomorrow I have to pay the bank of America $80.000.00 for back payments. After three months of not paying my house payment I asked if I should start paying my payments again and the attorney said no. I was told that you needed to be three months behind in your payment before the bank would talk to you about your Modification. I asked the attorney what was going to happen to my back payments and he said that the bank would put the back payment... read full review »