I first want to Thank You for valuing me as a customer, at least that is how this letter started. What a croc! My interest rate is going up over 21%, and you value me? I would hate to see what would happen with your customers you dont value. I have never been late with a payment, and this is the thanks I get. The Government bails out the Banks and the Banks turn around and screw the American Public, with your help. I will NEVER own a Sears Credit Card again. read full review »