I was looking to switch home warranty companies because the one I was with raised their rates substantially. BIG MISTAKE! It's true that you get what you pay for. So I called Choice Home Warranty in March 2009 and spoke with a representative. He told me that for $330.00/year everything would be covered. I remember even questioning the hot water heater issue because I've had a couple of them go out on me before and he assured me there would be no problem with replacement. Well my water heater went out on me in August, on a Friday... read full review »