I just recieved a bill from a collecti0n agency on a HSBC account that i positively sure i NEVER HAD FOR$877.18 and i never recieved a card or bills NOTHING this is just not FARE. i HAVE 30DAYS TO DISPUTE AND I WILL DISPUTE .HOW CAN THEY JUST SEND SOMETHING TO A COLLECTION AGENCY THAT IS FALSE. I WILL NOT BE PAYING IT. IS'NT THERE SOMEONE THAT WE CAN GO TO WHEN SOMETHING LIKE THIS HAPPENDS? read full review »