This email that I sent to the PNC Bank website explains it all. I can only hope that this helps avoid the same thing from happening to yet another consumer - I would like to go on record stating that PNC Bank is ripping off consumers by charging overdraft fees for items pending. The system holds items in a pending status, showing a false account balance online. Once additional transactions are made (based on the false account balance), the system processes the transaction (from largest to smallest) in order to maximize the number of... read full review »