I purchased a floor sample sofabed; Raymour Flanigan required I arrange delivery of floor sample by local handymen they suggested for $100--cold cash! Payments over 3 months through Wells Fargo Bank; check mailed by Citibank for last payment "held" for deposit over a week (two big banks could not electronicaly process--how convenient! Incurred finance charge when last payment was "late"; attempted payment on line; not processed; just received another finance charge + another finance charge. I had spoken to Wells Fargo representatives but it is geared toward getting every penny they can squeeze out of the buyer. Buyer Beware! read full review »