I guess I would have to say I myself was one of the lucky ones, It happened as I was sitting with my bank CSR at the time it happened. As she was looking up my account a unauthorized draft appeared on my pending transaction and she asked me if I was aware of it, I said no, she gave me the amount and I still said no, she asked if I should freeze the account, yes I responded and lucky for me the money was not pulled. The number I called was a toll free number they had on the draft to see what was going one. It happened while I was filling out... read full review »