I got the free hybrid card in the mail. Called the number. Salesman was incredibly smooth, sucked me in. As soon as I got off the phone, however I felt sick to my stomach the way the salesman talked, and was already trying to pitch me on all kinds of clubs, packages.., I felt like I needed to go online and see what all the hype was as I'd never heard of these guys. I about crapped when I saw all the complaints, so I immediately called my bank to cancel my card (as a debit card). But it was too late. I called them back and said I... read full review »