I signed up for a 3 month deal and was told it would go to monthly charges after the 3 month deal ran out. After the 3 month plan ran out I was charged432.58 for a 3 year plan. This over drafted my bank account and really screwed me over. Upon calling xm they apologized and said they would investigate the charge. They said I should get a refund within 72hrs and contacted within 24hrs about getting reimbursed for overdraft fees. They offered me a 5 month deal for $23 and after reading the stories here I am regretting saying yes. I have not... read full review »