I was also dumb. Times are hard. Im a college student, wife, and mother of 2. I have taken out a loan before with another company, and had no problems. I get my bank statement and see the 19.00 charge for 200cash.com, but no deposit of a loan. I sent them an email and nobody has responded to me. My bank account had to be put on 'limited' status because of 200cash.com and another company doing unauthorized debits from my account. read full review »