I have been harassed by 3 different collection agencies! 3 years ago I was behind in cell phone payments due to severe illness (I had a stroke at the age of 49.) I called and arranged to make the payments, having no service until the 3 months of payments were completed. For each of the 3 consecutive months, I paid the specific amount as arranged between Verizon and myself. At the end of the 3 months, my balance was $0, as it was paid in full. Service was to be turned back on at that time. It wasn't. Phone calls by me asking what... read full review »