Like everyone else - this was a big waste of time. Don't even start with Amerisave. I had a no brainer type of refinance. Great credit, low LTV. Had me jumping through hoops - all to no avail. Just contacted Bank of America and got a better rate, lower closing costs and the process was a snap. Amerisave does not appear to be in the business of providing loans. Which leads one to ask - what is the nature of their business? read full review »