We started our refinancing in Dec with them. What a mistake. It was March before we were final, we had to write a check for taxes owed, which they lost and took even longer to complete, took forever for them to pay our previous lenders and now they won't streamline our loan as promised when we signed up. I'd give anything to start over and make better choices, I sure wouldn't go with Lend America!! Joel Delgado is a liar and doesnt ever return your call, none of them do for that matter! I'm thinking of calling a local new... read full review »