THEY SAY THEY WILL GET YOU A CARD AND THEN THEY CHARGE YOU $149.99 SAYING IT IS AHC OR ACH DEBIT. I OPTED OUT AND THEY CONVERT IT SOMEHOW INTO THIS AHC ACH DEBIT!!! I DID NOT WANT IT CONVERTED! HOW DO THEY DO THAT? I HAVE BEEN FIGHTING TO GET THE MONEY BACK FOR 30 DAYS!!! I AM SO STRESSED OUT!!! I AM DISQABLED AND ON A FIXED INCOME. iHAD 2 CREDT CARED PAYMENTS THAT DID NOT GO THROUGH AND OVER 5 OVERDRAFTS!!! THIS HAS COST ME OVER$500.00 i CANNOT BELIEVE WHAT A NIGHTMARE THIS HAS BEEN. iF MY BANK DOES NOT HEKP ME WITH THIS i WILL LOOK FOR ANOTHER ONE. I AM GOING TO SEE A BANK MANAGER THIS WEEKWND!!!OMG read full review »