The old system was perfect. They call this an "upgrade!" At least with the old online system I was able to see what all my purchase authorizations were for in real time. My available balance was shown in real time, now I have wait for transactions post before I see my actual available balance. I have to run a business that uses the VISA debit card several times a day for purchases. I can't be waiting 24 hours for them to post to the account. I used TD Bank for the "CONVENIENCE" of their services and now TD Bank is just as bad as any other bank. Who's bright idea was this? read full review »