We to were cheated out of $31.85 by this company. Requested a refund and was told by a live chat person to fill out refund form. They gave us a confirmation number and told us it would be credited back to our bank account. We are in the process of disputing the charges with our bank. Filed a complaint with BBB. Please be aware to all people out there trying to apply for loans online. This is all a fraud scam read full review »