I recently moved and changed my bank to Wells Fargo because my old bank (20 years) did not have a branch near my new home. In the 4 months I have been at WF, I have been hit with 3 OD fees. I use my debit card most of the time and check my account several times a day. I note my balance, what cleared and what is pending. Most recently, I wrote a $20 check on a Thursday night and my paycheck direct deposited at 12:01 Friday. They bounced the check, citing "day of origination" even though there was ample money to cover the check by the... read full review »