I applied for a refinance with Wells Fargo, (who holds my original loan) in April 2009. I did this to lock into a lower rate. Todays date is October 9th. Here is what is going on. After submitting all the paperwork, w-2's, bank statements, tax returns etc etc. Wells Fargo would always like a 1 more piece to the puzzle. This went on last week. I called the sect. of the President of Wells Fargo, Caroline Peterson, who is located in my corperate headquarters. 1.800.840.5812, her direct line. Caroline called me last Thursday night October 1... read full review »