BE AWARE!!! I was very very very late on some payments for an HHGregg card I used to have(i know i am the only one to blame for being late). I got a small loan and contacted my creditors to pay off my debt. The 1 and only company that I had trouble with out of 6 companies that I already dealt with was GEMoney bank. I called and requested that they send me a fax with a signature to prove that we settled. Also to prove it will be the last of my payments to them and that my account would be closed after I pay the agreed amount. The response... read full review »