This nightmare started when Vericrest acquired CIT, about 3 months ago. I recieved a letter from them stating I had a past due balance of around $2oo. When I called to inquire I spoke with a very incompetent, undertrained male who had no clue what he was talking about, after rambling on with him for a few minutes, i asked to speak with a supervisor. She informed me that when they aquired the loan from my former mortage company, (CIT), they reviewed my account and came to the conclusion I owed several late fees over the past years that, CIT... read full review »