I am bank member sine 1996 and originally opened an account at the Thrid Avenue Branch in NYC, NY. At the time I set up a checking and savings account with the monthly automatic transfer of $50 from checking into savings. In 2000 I moved from NYC to LA and kept the account with just enough money to maintain it. A year later I started getting hit with the overdraft fees. After checking in with the bank, I realized that the problem was the automatic transfer. I called my branch and asked to cancell the automatic transfer and they told me... read full review »