I was insured with Allstate, I had the privilege of having a wreck while I was on their policy. I had full cover because I was paying off my car still. I got into a wreck that was my fault. I t boned someone, totalled their car, and suffered some sufficient but not major damage to my front end. When I had an adjuster assess my damages, some dunder head idiot, i found out a few things. First Allstate determines how much your car is worth from the get go, not kelley blue book or etc., they told me my car was worth about a grand less than it... read full review »