...All I can tell people is read the FINE PRINT lol, always READ THE FINE PRINT, if you don't your card WILL BE CHARGED and there are NO REFUNDS. When you sign up for your free credit report, THERE ARE STRINGS ATTACHED, (repeat that you say?) THERE ARE STRINGS ATTACHED. always keep in mind, when on the internet if it says FREE!!! THERE IS A PRICE TO PAY, and you won't know it until later, UNLESS... you READ THE FINE PRINT. I know people hate reading that little writing, but you have to do it, because if you don't... you'll... read full review »