I had applied for the credit card of HSBC with an assurance that it was a free card and there were no charges on it. However, it was charged with some TATA Aig policy . When I recived the bill, i refused to pay it and requested to cancel the card. Every time i was given assurance that it would be done and the policy cancelled. I was given a confirmation that the policy has been cancelled and the bill reduced to zero. Still, i have been charged with late fees and finance charges. The current bill that shows now is Rs 5502. I would be... read full review »