I'VE HAD IT WITH THESE SCAMS !!! JUST LOST MY HOUSE, SO MUCH FOR PRES. OBAMAS BILL TO REQUIRE LENDERS TO MODIFY LOANS. IT ONLY APPLIES TO FEDERALLY FUNDED BANKS. OUR BANK STRUNG US ALONG FOR A YEAR, APPROVED A MODIFICATION AND THE NIGHT BEFORE THE SALE DATE THEY CALLED AND SAID THEY WERE NOT GOING TO HONOR THE APPROVAL. CAN'T WORK DUE TO INJURIES FROM A NEGLIGENT SURGEON. STATUTE OF LIMITATIONS FOR MED. IS 3 YRS. WHERE EVERYTHING ELSE IS 7.(WHATS WRONG WITH THAT PICTURE) FAMILY OF 4, HUSBAND CUT WAGES. MY INABILITY TO WORK. I... read full review »