Hi, I had applied for IDBI Home Loans as they offered me 85% LTV ( which was more than 80% LTV from other bank, from where i got the sanction letter). I submitted my documents and asked them to check for my eligibility if i would get 85% of LTV or not, if not than i'll go with my existing sanction letter from other bank. They persuaded me that it will be through and i should also give processing fee cheque of 0.5% in advance ( Rs 16800), so that they could login my file. I categorically mentioned that first let me know my eligibility... read full review »