I signed up for a PayDay Loan that I never received and this has charged my bank account 3 times already without my consent. Thank God that BOA has been very accomidating with me in securing my account and not releasing funds to them. 10/19/209 19.00 ACH OVERDRAFT CHARGE 35.00 10/23/2009 44.00 ACH OVERDRAFT CHARGE 35.00 11/20/2009 44.00 ACH OVERDRAFT CHARGE 35.00 BOA has closed my account and will not authorize any charges from this company. read full review »