I went to pay my groceries last week with my credit card, and it was declined. The minute I got home, I went to my computer to go online to check my bank account info. Come to find out, on the 25th of OCT 2009, four charges were made one right after the other in the wee hours of the morning. The total was 352.00 on my credit card which I have set at 500.00 a month so I dont over spend. My account was overdrawn and I hd several charges from the bank for being over the limit. I had received a few new letters from this company, but had not taken... read full review »