My loan was sold to Saxon in 11/2006. I was never late on my payments, even when I lost my job.. I did everything to remain current. It started with them ignoring my home owners insurance and getting additional and adding this escrow to my mortgage, which I didn't need, as I already had insurance required for more than 1/2 the cost that they were tacking onto my payments. Then, after battling that and my ARM adjusted at 11.17% in August 2008, I called to make my payment and the rep on the phone asked me how I would like to pay the... read full review »