Well, before I end the matter let me make you a brief familiarization of the incident when 03 years (or so) down the line one of your HSBC representative (by phone call) approached me for using HSBC Cards and ensured me that it's a free card and no annual fee would be charged for the Card by HSBC. Convinced by the promotional offer going then ( annual fee excempted) and much by the good name of HSBC I decided to keep one (and an additional Card). I was surprised to see that I was charged with Rs.2000/- for my Primary Credit Card and... read full review »