td bank has a new change .They will let you use ur debit card when there is no money left in the acct. So if you are set up for an auto debit for 4.00 and it is over ur Bal they will let it go and keep going every time you use it they just let it add up 35.00 each time. And in these times I go down to my last penny so we just put in 36 hrs of work to find out that 80% of my pay went to bank fees .But good news of of the 800.00 in fees they could wave 300.00 BIG DEAL! I know I can get my kids td pens & deposit slips forChristmas there still free right ? CONVENIENTLY SCAMING YOU BANK .HOW IS THIS RIGHT FOR THE WORKING PEPOLE ? read full review »