I person from a mortgage company recommended "Save my home usa" to do a loan mod. for me. She swore they were upfront honest and if they could not do what I paid them for with 3 months. I would be refunded the whole cost $2800.00, since then now 11 months later I've made numerous phone calls inwhich i have spoke to someone and they told me someone would call me back and never did. read full review »