This company is sifting cleared credit disputes. In my case I have written acknowledgement the creditor backed down, one forgave (AT&T/Cingular) and one accepted less. The one that accepted less, Miami valley emergency specialists, really engaged in bad behavior, but they skewered me for some undeserved double billing. The hospital never answered any of my several letters showing my cancelled checks were I paid the exact same amount for a name that was very nearly the same - double billing scam. united collect bur inc hopes to see people pay so they can get 10% to pay milions of nearly pure profit. read full review »