This company used phishing or some other unauthorized way to use bank information I entered for a payday loan to create a check and submit it to my bank. The check was for $49.95. When I called, the person I spoke to was hostile, and she said that I had authorized this when I applied for a cash advance. She just send it was a "membership." I said that I absolutely did not! She cancelled my subscription but didn't process a refund until I asked her to do so. She said it would take 15 days. Based on the numerous other... read full review »